Flame and Fortune: Hold and Win Slot Review
Introduction
Flame and Fortune: Hold and Win is a low volatility video slot from penguinking with a 95.74% RTP, a 5x3 layout, and a maximum win of 3,000x the bet, available to play at Chips.gg. This game immerses players in a dragon's hoard, featuring a Hold and Win bonus round alongside a unique Cash Collect mechanic.
Quick Facts
| Fact | Value |
|---|---|
| Provider | penguinking |
| Release Date | January 2025 |
| RTP | 95.74% (as deployed at Chips.gg) |
| Volatility | Low |
| Paylines | 5 |
| Layout | 5x3 |
| Max Win | 3,000x |
| Min Bet | 0.1 |
| Max Bet | 100 |
| Hit Frequency | 15.1% |
| Bonus Round Frequency | 1 in 266 spins |
Facts verified July 2026 against the live Chips.gg game configuration.
Game Features and Bonuses
Layout: The game is played on a standard 5-reel, 3-row grid with 5 fixed paylines. Wins are formed by landing three or more matching symbols on adjacent reels, starting from the leftmost reel.
Special Symbols: The Wild symbol, represented by a crown, substitutes for all symbols except Cash, Plus Coin, and Treasure Dragon symbols, aiding in forming winning combinations. Cash symbols carry values from 1x to 200x the bet.
Free Spins: This game does not feature traditional free spins. Instead, it offers a Hold and Win bonus round triggered by Cash or Treasure Dragon symbols, awarding respins.
Bonus Rounds: The Hold and Win feature grants 3 respins. Only blanks, Treasure Dragon, Cash, or Plus Coin symbols can land. Landing Cash or Plus Coin symbols resets respins to 3 and locks them in place.
Unique Features: The Cash Collect feature activates when a Treasure Dragon symbol appears, covering an entire reel and collecting all visible Cash symbols. A Dragon Multiplier, starting at 1x, increases by +1 with each Plus Coin and applies to Cash symbol wins.
Gameplay Mechanics and Strategies
Unique Mechanics: The game's core revolves around the Hold and Win feature, where Cash symbols and Plus Coins contribute to potential payouts. The Dragon Multiplier adds an extra layer by boosting collected Cash symbol values.
In-Game Dynamics: The Dragon Multiplier resets to 1x after being applied to a Cash symbol win in the base game but maintains its value when returning from the Hold and Win feature. This allows for potential carry-over benefits.
Player Strategy: Given the low volatility, players might experience more frequent, smaller wins. While no strategy can alter the game's RTP, managing bet sizes in relation to the low volatility and hit frequency can help sustain gameplay.
Comparison with Similar Slots
Flame and Fortune: Hold and Win shares mechanics with other Hold and Win titles. For example, Money Train 3 by Relax Gaming offers a similar respin bonus round with collector symbols and multipliers, though with significantly higher volatility and max win potential. Starburst XXXtreme by NetEnt, while not a Hold and Win game, also features expanding wilds and multipliers, but focuses on high volatility and direct win potential rather than collected cash values. Another comparable title is Gold Rush by Pragmatic Play, which also has a Hold and Win style bonus, but often with a different thematic approach and varying multiplier mechanics.
Frequently Asked Questions
What is the maximum win in Flame and Fortune: Hold and Win?
The maximum win achievable in Flame and Fortune: Hold and Win is 3,000 times the player's bet. This cap applies across all game features.
How does the Dragon Multiplier work?
The Dragon Multiplier starts at 1x and increases by +1 whenever a Plus Coin symbol lands. It applies to Cash symbol wins and can reach a maximum of 10x.
Can I trigger the Hold and Win feature in the base game?
Yes, the Hold and Win feature can be randomly triggered whenever a Cash or Treasure Dragon symbol appears during the base game.
What is the RTP of Flame and Fortune: Hold and Win at Chips.gg?
The Return to Player (RTP) for this specific deployment of Flame and Fortune: Hold and Win at Chips.gg is 95.74%. It's important to note that RTP can vary between different casino builds.
Are there any traditional free spins in this slot?
No, Flame and Fortune: Hold and Win does not include a traditional free spins round. Its primary bonus feature is the Hold and Win respin game.
Conclusion
Flame and Fortune: Hold and Win offers a visually appealing experience with its dragon's hoard theme and cartoonish graphics. The low volatility and 95.74% RTP make it suitable for players who prefer more frequent, though smaller, payouts. The Cash Collect and Dragon Multiplier mechanics add depth to the base game, while the Hold and Win feature provides the main bonus excitement. While the 3,000x max win is moderate, the engaging features and consistent action make it a solid choice for those who enjoy Hold and Win style slots with a fantasy twist.
