Speed Baccarat P Live Review
Introduction
Speed Baccarat P is a live baccarat table from Evolution Gaming with a 98.94% RTP on the banker bet as deployed at Chips.gg, offering a faster pace of play compared to standard baccarat tables. This particular table, "P," shares identical rules and mathematical probabilities with Evolution Gaming's core baccarat offerings, with the primary difference being the accelerated round time.
Quick Facts
| Feature | Detail |
|---|---|
| Game Type | Live Baccarat |
| Provider | Evolution Gaming |
| RTP | 98.94% on Banker bet (as deployed at Chips.gg) |
| Decks | 8 |
| Bet Types | Banker, Player, Tie, Side Bets |
| Commission | 5% on Banker wins |
| Game Pace | Fast (approx. 27 seconds per round) |
| Core Mechanic | Comparing Player and Banker hand totals |
Facts verified August 2026 against the live Chips.gg game configuration.
How It Plays
Speed Baccarat P follows the classic rules of baccarat. The objective is to bet on which of two hands, the "Player" or the "Banker," will have a total closer to nine. Cards are valued as follows: Aces are one, cards two through nine are their face value, and tens and face cards (Jack, Queen, King) are zero. If a hand's total exceeds nine, only the second digit counts (e.g., 15 becomes 5).
Each round begins with a betting period. Players place chips on their chosen outcome: Player, Banker, or Tie. Various side bets may also be available. Once betting closes, the dealer deals two cards each to the Player and Banker hands. Depending on the initial totals and a set of predefined drawing rules, a third card may be dealt to one or both hands. The hand closest to nine wins. Winning Banker bets typically pay 0.95:1 due to a 5% commission, while Player bets pay 1:1. Tie bets pay 8:1. The "Speed" aspect means that the betting and dealing phases are significantly shorter than in standard baccarat, reducing the round time from around 48 seconds to approximately 27 seconds. This allows for more rounds per hour.
House Edge by Bet
| Bet | Pays | House Edge | RTP |
|---|---|---|---|
| Banker | 0.95:1 | 1.06% | 98.94% |
| Player | 1:1 | 1.24% | 98.76% |
| Tie | 8:1 | 14.36% | 85.64% |
| Player Pair | 11:1 | 10.36% | 89.64% |
| Banker Pair | 11:1 | 10.36% | 89.64% |
| Either Pair | 5:1 | 13.71% | 86.29% |
| Player Bonus | Variable | 2.65% | 97.35% |
| Banker Bonus | Variable | 9.37% | 90.63% |
The house edge figures demonstrate that the Banker bet, despite the 5% commission, offers the most favorable return to player. The Tie bet, while offering a higher payout, carries a significantly higher house edge, making it a less optimal choice for sustained play.
Strategy and Bankroll
Baccarat is largely a game of chance, with optimal strategy primarily revolving around bet selection. Given the house edge figures, consistently betting on the Banker hand is the mathematically sound approach. While the 5% commission on Banker wins might seem unappealing, the underlying probabilities make it the best long-term bet. The Player bet is the next best option, with the Tie bet and most side bets carrying a substantially higher house edge.
For bankroll management, the faster pace of Speed Baccarat P means more decisions per hour. This can lead to a quicker depletion of funds if bet sizes are not adjusted. Players should set a budget and consider smaller bet units to account for the increased volume of rounds, ensuring their bankroll lasts for their intended session duration. Avoid chasing losses, especially with the higher-edge bets.
Comparison with Similar Tables
Speed Baccarat P is one of many baccarat offerings.
Baccarat A and Baccarat B: These are standard Evolution Gaming baccarat tables. They share the exact same rules and mathematical probabilities as Speed Baccarat P, including the house edge for all bets. The key difference is the pace of play, with standard tables having longer betting and dealing phases.
Baccarat Squeeze: This variant also uses the same core baccarat rules and math. Its distinguishing feature is the "squeeze" ritual, where the dealer slowly reveals the cards, particularly for the hand with the largest wager, adding an element of suspense. This is a visual and experiential difference, not a mathematical one.
Frequently Asked Questions
What is the RTP of Speed Baccarat P?
The RTP of Speed Baccarat P is 98.94% on the Banker bet, as deployed at Chips.gg. The RTP varies for other bets, with the Player bet at 98.76% and the Tie bet at 85.64%. It's important to note that specific configurations and builds can vary by operator or bet.
What is the difference between Speed Baccarat P and standard Baccarat tables?
Speed Baccarat P features a significantly faster game round duration, typically around 27 seconds, compared to approximately 48 seconds for standard baccarat tables. The core rules, payouts, and mathematical probabilities remain identical.
Is there a commission on Banker bets in Speed Baccarat P?
Yes, winning Banker bets in Speed Baccarat P are subject to a 5% commission, meaning a 1:1 payout becomes 0.95:1 after the commission is applied.
Are side bets available in Speed Baccarat P?
Yes, Speed Baccarat P typically offers a range of side bets, including Player Pair, Banker Pair, Either Pair, Player Bonus, and Banker Bonus. Players should be aware that these side bets generally carry a higher house edge than the main Banker or Player bets.
How many decks are used in Speed Baccarat P?
Speed Baccarat P is played with 8 standard decks of cards.
Conclusion
Speed Baccarat P offers a classic baccarat experience delivered at an accelerated pace. For players who appreciate the simplicity and favorable odds of baccarat but prefer quicker rounds, this table is a suitable choice. Understanding the house edge for each bet, especially the significantly higher edge on the Tie bet, is crucial for informed play.

